Cost is one of the most common concerns patients have when they learn they need oral surgery. We understand, and we want to help. At Oral Surgeons of Indiana, we believe that financial concerns should never stand between a patient and the care they need.
Here's a complete guide to understanding what oral surgery costs and how to make it work for your budget.
## What Does Oral Surgery Typically Cost?
Costs vary significantly depending on the procedure, complexity, anesthesia, and other factors. General ranges include:
- **Wisdom Tooth Extraction (single, simple):** $200–$400
- **Impacted Wisdom Tooth Extraction:** $300–$600 per tooth
- **All four wisdom teeth (with sedation):** $1,000–$3,500
- **Single Dental Implant:** $3,000–$6,000 (including crown)
- **Bone Grafting:** $300–$3,000+ depending on size
These are rough estimates. The only way to get an accurate cost is through a consultation and treatment plan.
## Does Insurance Cover Oral Surgery?
Dental insurance typically covers:
- Wisdom tooth extractions (fully or partially)
- Tooth extractions
- Some implant procedures (varies widely by plan)
- Biopsies and oral pathology
Medical insurance typically covers:
- Treatment of infections or abscesses
- Facial trauma
- Sleep apnea surgery (when structurally indicated)
- Biopsy of suspicious lesions
- TMJ surgery in some cases
We recommend calling your insurance company before your appointment to understand your coverage. Our team verifies your dental benefits on your behalf prior to your appointment and provides a written estimate. Medical insurance may apply in some cases; we recommend confirming any medical-side coverage directly with your medical carrier.
## Financing Options
### Sunbit Sunbit offers simple, fast financing with no hard credit check required. Approval decisions come in seconds and most patients are approved. Plans are available with 0% APR options.
### CareCredit CareCredit is a healthcare credit card that can be used for dental and medical expenses. It offers promotional 0% APR financing for qualified applicants and can be used for future healthcare expenses as well.
### In-House Payment Plans We understand that some patients' needs fall outside the scope of third-party financing. Please speak with our financial coordinator about flexible payment arrangements.
## Pay Bill Online
For the convenience of our patients, we offer online bill payment through our secure Weave payment portal. You can pay your balance at any time at your convenience.
## 3% Credit Card Surcharge
Please note that payments made by credit card are subject to a 3% surcharge. We accept cash and check at no additional charge.
## Tips for Managing Oral Surgery Costs
1. Use your dental benefits before year-end — Most dental insurance plans reset on January 1. Use your remaining annual maximum before it expires. 2. Ask about treatment phasing — Some treatment plans can be phased across two calendar years to maximize insurance benefits. 3. Apply for pre-authorization — For larger procedures, submit for insurance pre-authorization so you know your coverage before proceeding. 4. Use a Health Savings Account (HSA) or Flexible Spending Account (FSA) — These tax-advantaged accounts can be used for qualified oral surgery expenses.
## Our Commitment
We never want cost to prevent you from getting the care you need. Our team will work with you to understand your options, maximize your benefits, and create a plan that works for your situation.