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Insurance We Accept

We're in-network with most major dental carriers — and we file all insurance plans, even when we're not in network.

In-Network Carriers

We're in-network with these plans

Being in-network means contracted rates, predictable out-of-pocket costs, and a smoother claims process for your family.

  • Delta Dental
    In-Network
  • HRI / Paramount
    In-Network
  • Anthem
    In-Network
  • Cigna
    In-Network
  • MetLife
    In-Network
  • Guardian
    In-Network
  • United Concordia
    In-Network
  • Principal
    In-Network

Plan and network participation can change. We always verify your specific plan benefits before your visit.

Don't see your carrier?

We file your dental insurance — in-network or not

If your dental plan isn't on the list above, you're still welcome here. We submit dental claims on your behalf so you get the maximum reimbursement your benefits allow.

Out-of-network is often comparable

Many PPO and indemnity plans pay out-of-network benefits at rates very close to in-network — and oral surgery codes are frequently covered at the same percentage either way. The real number that matters is your out-of-pocket cost, not the network status, and we'll show you both before you decide.

Medical benefits may apply too

Some surgical care — including facial trauma, biopsies, and certain wisdom teeth cases — can be billed to your medical plan instead of (or in addition to) dental. Coverage varies by plan; we recommend confirming any medical-side coverage directly with your medical carrier.

How we handle your insurance

No surprises, no guesswork. Three steps before you ever sit in the chair.

Dental benefits verification

Before your visit, our team contacts your dental carrier directly to confirm exactly what your plan covers. For medical-side coverage, we recommend confirming with your medical carrier.

Written estimate up front

You receive a clear, itemized estimate before any treatment is scheduled — no surprise charges.

We file your dental claim for you

In-network or out-of-network, we submit your dental claim and follow up so you don't have to.

Verify your benefits — it takes minutes

Call our office with your insurance card handy and we'll tell you exactly what your plan covers before you ever schedule.

Insurance We Accept in Indianapolis | Oral Surgeons of Indiana