Do unused dental benefits roll over to next year?

Usually not. Most dental plans reset the annual maximum on January 1 and unused benefits do not carry forward. Some plans use a different benefit year or offer rollover features, so we verify your specific plan before treatment.

What if I already met my deductible this year?

If your deductible is already met, treatment completed before your plan resets may avoid paying that deductible again. In January most deductibles start over. Your plan terms decide the exact amounts.

Can dental implant treatment use two years of benefits?

Sometimes. Implant placement in December and the restoration the following year may draw on two annual maximums. This depends on your plan rules, waiting periods, and how your mouth heals, so it is decided case by case.

How soon should I schedule before December 31?

As early as possible. December surgery schedules typically fill by Thanksgiving, and most procedures start with a consultation, so booking your consult now gives the most options.

Will you check my benefits before I schedule?

Yes. Our team verifies your dental benefits with your carrier and gives you a written estimate before treatment. For medical-side coverage, we recommend confirming with your medical carrier.

Year-End Dental Benefits

Use your 2026 dental benefits before December 31

Name: Oral Surgeons of Indiana
Address: 8240 Naab Road, Suite 355, Indianapolis, IN, 46260, US
Telephone: (317) 876-1095
Price range: $$$

Most dental plans reset the annual maximum on January 1, and unused benefits usually do not roll over. Plans differ - some use a different benefit year - so we verify yours before treatment.

Request an Appointment Call (317) 876-1095

December schedules fill by Thanksgiving

Most procedures begin with a consultation, and our December surgery days typically book up by Thanksgiving. Scheduling your consult now leaves room to verify benefits, review your written estimate, and choose a surgery date before your plan resets.

Illustrative Example

How timing can change what you pay

A hypothetical plan with a $2,000 annual maximum, $600 already used this year, a $50 deductible, and 50% coverage on a $1,800 procedure.

Treatment in December

Deductible already met

Benefits available: $1,400
Procedure fee: $1,800
Deductible due: $0
Plan share (50% of $1,800): $900
Plan pays (capped at benefits available): $900

Your estimated share$900

Treatment in January

Maximum and deductible reset

Benefits available: $2,000
Procedure fee: $1,800
Deductible due: $50
Plan share (50% of $1,750): $875
Plan pays (capped at benefits available): $875

Your estimated share$925

In this example, finishing in December saves about $25 - and leaves the full new-year maximum for any care you need in 2027.

These numbers are illustrative placeholders only. They are not Oral Surgeons of Indiana fees and not a promise of coverage. Your actual cost depends on your plan, your diagnosis, and your written estimate.

Procedures patients often schedule before year-end

Learn about each procedure and see typical Indianapolis cost ranges.

Wisdom teeth removal
A common year-end visit, especially for students home on winter break.
About wisdom teeth removal Cost in Indianapolis
Tooth extraction
If a tooth has been bothering you, a consult now can fit care into this plan year.
About tooth extraction Cost in Indianapolis
Bone grafting
Often the first step before an implant, and it can be planned around benefit timing.
About bone grafting Cost in Indianapolis
Dental implants
Placement in December and the restoration next year may draw on two annual maximums, subject to your plan and clinical timing.
About dental implants Cost in Indianapolis